Insurance

 

NSRA offers comprehensive business insurance to members through Hobson Insurance. Each policy is custom-designed to fit your store, and may include the following:

 

Property

·        Buildings

·        Furniture, fixtures, inventory, equipment

·        Broad coverage, including vandalism & theft

·        Sprinkler leakage

·        Valuable papers

·        Peak season

·        Building glass

·        Transit coverage

·        Off-premises coverage

·        Inflation protection (automatic increase)

·        Equipment breakdown

 

Comprehensive General lIability

·        Bodily injury and property damage

·        Libel, slander, false arrest, wrongful eviction

·        Blanket contractual

·        Product Liability

·        Catastrophe liability

 

Business Income

·        Loss of earnings

·        Extra expense

·        Actual loss of earnings for 12 months

 

National Workers Compensation

·        Annual Dividend Possible

 

Health Insurance

·        Individual or group policies

·        Various limits & coverage

·        Multiple deductible options

·        Life insurance options

 

Crime

·        Burglary, robbery, theft

·        Employee dishonesty

·        Money and securities on and off premises

 

Business Auto Liability

·        Bodily injury, property damage

·        Owned, leased or hired vehicles

·        Employer’s non-opwnership coverage

·        Other coverages as required by state statutes

 

Physical Damage

·        Comprehensive

·        Collision

 

Precise coverage including erms, services, conditions and esxclusions are enumerated only in the issued policy. Program availability varies by state; please call for details.

 

Contact: Dale Longfellow, Commercial Insurance Agent

               Kristy Longfellow-Hodik, Certified Insurance Counselor, kristy@businessquote.com

              1-800-296-7985

Hobson Insurance, 102 Main Street, PO Box 251, Hobson, MT 59452. Fax 406-423-5532.. Please visit our website at www.businessquote.com.